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Home Loans

Home loans, made clear

Whether you are buying, building or refinancing, we compare options from our panel of lenders and walk you through each step.

How we can help

Buying, building or refinancing

Buying a home, building one, or refinancing an existing loan all come with a lot of unfamiliar terms and paperwork. We walk you through the general process and help you compare options from the lenders on our panel, so you can make sense of what is on offer.

  • An overview of how the home loan process generally works
  • Comparing options from a panel of lenders, not just one
  • Help understanding the paperwork and what lenders typically ask for
  • A single point of contact from enquiry through to settlement
A hand holding a set of house keys

Your situation

Where you might be starting from

  1. Your first home

    Working out your deposit, any schemes you may be eligible for, and what lenders look at.

  2. An investment property

    Buying to rent out, and the extra things lenders consider for investors.

  3. Refinancing

    Looking at an existing loan to see what else may be available to you.

  4. Building

    Construction loans that are paid out in stages as the build goes.

General information only. Every lender assesses applications differently, and this is not financial advice. See our disclaimer.

How it works

Three simple steps

  1. A quick chat

    Tell us where you are at and what you are hoping to do.

  2. We compare options

    We look across our lender panel for options that may suit you.

  3. Through to settlement

    We help with the application and keep you updated along the way.

Mortgage repayment calculator

Mortgage repayment calculator

Total amount you plan to borrow

How long you'll take to repay the loan

Annual interest rate offered by the lender

How often you make a repayment

Repayment type

Whether you repay principal and interest, or interest only

An extra amount paid each period, on top of the regular repayment

Leave at 1 if you'll start straight away

Estimated repayment

$2,998per month

Estimated principal & interest repayment based on the details you've entered.

Total repayments $1,079,191
Total interest $579,191
Years saved 0.0 yrs
Interest saved $0

Ready to talk about your options?

A no-obligation chat is the easiest way to find out what might be available to you.

This is an estimate only, calculated from the figures you enter. It is not a loan quote or an offer of finance. Actual repayments depend on the assessment of each individual lender and may be higher or lower than shown here. This does not constitute financial advice — speak with us or a licensed financial adviser about your own situation.

Loan Balance Chart

Loan balance Remaining payments
Loan Balance Chart Loan balance and total remaining payments over the loan term, in years. Loan balance descends from the loan amount to zero. Remaining payments descends from the loan amount plus total interest to zero. The gap between the two lines is the interest still to be paid.

Enter your loan details above to see the balance chart.

Loan balance and remaining payments by year
Year Balance owing Remaining payments

From a panel of lenders

Talk to a broker

Let's talk about home loans

A short phone call is the easiest way to find out what might be available to you.